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WAIVER OF BETTERMENT

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Betterment is a portion of cost you have to bear when your damaged part are replaced with brand new original parts . The car is deemed to be better than it was before the accident. As such, policyholder will be expected to contribute to a part of the costs of the new original spare parts used.

FAST APPROVAL FOR CLAIM

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Our panel insurers will ensure your claim approval is prioritised so that your car can be repaired and restored speedily. Our Service Advisors will help you with your claims submission and negotiate a fair settlement.

24 HOURS ROAD ASSISTANT

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Help is never more than a toll-free call away. If car trouble leaves you stranded, our 24-hour roadside assistance program provides help with :
✓24-hour emergency towing service*
✓Towing Services
✓Emergency Battery Delivery

GENUINE PARTS

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After an accident, your car need replacement of new parts. In this case, all parts come directly from the original manufacturer.

12 MONTH REPAIR WARRANTY

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1 Year Warranty on repairs done at authorized 4S Centre

NIL LOADING

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Loading is an addidtional surcharge imposed on the basic premium rate to cover a driver’s potential high-risk exposure.
Example of risk factors:
✓ Driver’s age
 Age of vehicle
 Claim history

NIL ACCESS

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There is no excess amount which you need to bear in the event of claim except for compulsory excess.

AGREED VALUE POLICY UP TO 15 YEARS

Example: Siti and Ahmad in the same situation. Both of their car is 1-year-old (Sum Insured RM80,000) suffers a total lost or is stolen.

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10 THINGS YOUR INSURANCE WON'T COVER

WINDSCREEN

We will cover damages to windows and windscreens of the vehicle.

SPECIAL PERILS

We will cover losses and damages due to natural disasters such as landslide, flooding, and other acts of nature.

ADDITIONAL DRIVER

A policy holder can name up to two drivers per vehicle for free, additional names will incur a cost of RM10 per person.

KEY REPLACEMENT

We will cover you for cost incurred to replace your keys or unlock your car if your keys are stolen or lost.

TYRES & RIMS REPAIR / REPLACEMENT

We will cover you the cost of replacing or repairing your damaged tyres and rims from road hazards.

DAILY CASH ALLOWANCE

We ill pay you the inconvenience caused while your car is being repaired in our panel workshop.

CASH COMPENSATION

We will pay you for total loss due to accidents or damage from natural disaster like flood.

VEHICLE BREAK-IN

We will pay you the loss of your personal belongings stolen from your locked car from robbery or breaks-in.

TRANSPORTATION FEE

We will cover your transportation fares while your car is being repaired in our panel workshop.

PERSONAL ACCIDENT & PASSENGER PROTECTION

With PA, we will cover you 24/7 anywhere, anytime including your passengers (in car only) against permanent injury/ disability/ death. With a healthy NCD, additional payout will be recognised.

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INSURANCE & TAKAFUL PARTNERS

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